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Membership required and subject to account requirements. Contact Members Cooperative Credit Union at 1-80 for more information. Fees may reduce earnings.Ĥ The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. The stated APY is effective as of Decemand is subject to change at any time. Penalty will be imposed for early withdrawal.ģ APY is the Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the certificate. This limited-time certificate promotion may be modified or terminated without notice at the credit union’s discretion. A penalty will be imposed for early withdrawal.Ģ 15-month certificate will renew to a 12-month term if not withdrawn. Fees could reduce earnings on the account.